Warn Your Clients About the HOA

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HOA’s have their place for sure.  However, sometimes they can be out of control.  It’s best to go over how to handle HOA’s with your clients in detail BEFORE they move in.

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  • Here’s a great website with a wealth of info about HOAs & Condos: http://www.ccfj.net
    In Florida a Seller isn’t required to give the Buyer a copy of the HOA governing docs nor financials so if they’re not readily available on an HOA website then write in a clause that the Seller must provides these to your client.

    Alma Kee September 2, 2015 4:50 am Reply
    • With these professional management companies in place, there are large fees just to get a copy of the documents…ridiculous since they can be made available on-line at no cost. It’s not like they are killing trees anymore printing hundreds of pages of CC&R’s, By-laws, etc.

      Katherine Morrison September 2, 2015 8:59 am Reply
      • Yes it’s absurd that HOAs and Condos aren’t required to have a website with the governing docs readily available. HOA management firms make extra money this way. In Florida there’s no need to pay for copies of Docs because they’re required to be filed at the County Clerk’s office and anyone can pull up these documents online (from most of the county Clerk’s websites). My other big gripe is the HOA Management firms will also charge ridiculous fees for an Estoppel Letter (to verify the current owner is current on dues, etc.) and it should really cost no more than $50 but I’ve seen charges of $350. This is for a clerk to look up the owners account and type a form letter. Criminal overcharging and these HOA and Condo Management firms get away with it every day. Don’t get me started on the sleazy HOA and Condo Attorneys… In Florida an association can foreclose on an owner even for as little as a few hundred dollars. Sleazy HOA/Condo attorneys will get $2k if they start a foreclosure action versus trying to simply collect rents from the tenant occupying…

        Alma Kee September 3, 2015 9:35 am Reply
  • I would shoot myself before I ever lived in an HOA/COA after dealing with so many associations. I believe they should be banned. There are plenty of nice neighborhoods without HOA’s and everyone takes care of their homes without being policed.

    REORealtor1 September 2, 2015 5:11 am Reply
  • The full story I read, was that the HOA docs stated that the color of the play set had to be of a color found in nature. Since the family saw purple flowers in yards etc. they submitted plans and the set was approved and it wasn’t until some code enforcement person saw the set from the road that a complaint occurred after the fact. The neighbors who adjoin this property were interviewed and had no problem with the playset that I saw. This was a case of an HOA not inquiring about the color and most likely assumed it would be a natural wood color but they were wrong to have not inquired. The homeowners built the set in good faith and had secured all the proper approvals. A case of HOA coming to the party too little too late. The courts sided with the homeowner which they should have since the homeowner exercised the proper procedures and followed the rules of the C&R for the community.

    Carol Dickey Roden-Lowe September 2, 2015 7:07 am Reply
  • Where is this proposed law to hold the contractor liable for the acts of the subcontractors? Is this a federal, state, or city law???? I can’t find any reference to it on the National Association of Homebuilders Association. Help.

    Jack Morton September 2, 2015 8:01 am Reply
  • The NAHB thing is about labor law, not product liability…..its like making the broker responsible for the escrow officers vacation time.

    Jeff Grenz September 2, 2015 8:59 am Reply
  • People have to understand that a lot of the board members on the HOA, Your neighbors, try to change the CC&R.s into their own little Manifesto. Hence forth comes the term Condo Nazis.

    Sam450 September 3, 2015 6:05 am Reply
  • I LOVE the color purple! HOAs are often over the top as to their concerns — sort of like “Big Brother”. As for me, personally, I plan never to own in any area with an HOA. I am renting within an HOA now and I feel badly for some of my owner neighbors who have fought against ridiculous rules and lost.

    Leslie September 5, 2015 12:21 pm Reply

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