Sub-prime was never a problem until Wall Street got crazy and starting doing loans that didn’t make sense (no money down, first-time homebuyer with two trade lines). We now have a pro-business POTUS and can get back to making common sense mortgages to deserving borrowers without fear of being fined by that scumbag named Cordray.
The ironic thing about Angel Oak is that they have to go to Wall Street for their product. Wall Street wants higher yields to satisfy their needs. There a very few lenders who don’t have to go to Wall Street like Citadel Servicing. They service 100% of their loans and will not take the risk that Angel Oak is taking. Buyer beware
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Sub-prime was never a problem until Wall Street got crazy and starting doing loans that didn’t make sense (no money down, first-time homebuyer with two trade lines). We now have a pro-business POTUS and can get back to making common sense mortgages to deserving borrowers without fear of being fined by that scumbag named Cordray.
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The ironic thing about Angel Oak is that they have to go to Wall Street for their product. Wall Street wants higher yields to satisfy their needs. There a very few lenders who don’t have to go to Wall Street like Citadel Servicing. They service 100% of their loans and will not take the risk that Angel Oak is taking. Buyer beware