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More on the Non-QM Patch



additional comments on
"More on the Non-QM Patch"

  1. Hi Brian! I generally agree with you, but I will point out the FHA has a much higher default rate.

  2. Rick Masnyk says:

    Angel Oak has a loan where an investor has a property where 90% of the rent covers PITI, there’s no income disclosed. Where’s the documentation for ATR?

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