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additional comments on
"Default rates look GREAT… and that’s NOT a good thing!?!"

  1. Nancy Correll says:

    I believe that people who had perfect credit prior to 2007 should be given more consideration when applying for a loan today, even if they’ve experienced blemishes occurring during the recession.

  2. Doug Stoehr says:

    I don’t beleive we should go below the 580 credit scores that we have now. We should make it easier/less documentation on high credit scores clients. I know a lot of lenders have much tigher overlays than where I work and understand relaxing those overlays.

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