Considering Chase and BOA have not announced such a policy I think you are off your rockers. Also, old JD at Chase hates, hates, hates all mortgages, other than the ones to his rich friends.
I am not sure if they will come back in to FHA. I still believe the regulatory loan cost is a bigger factor. With the crusade now starting up by Ms. Warren and Mr. Sanders I doubt there will be any incentive for these big banks to get back into the full on loan game. Costs exceed loan profit based on my understanding.
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Considering Chase and BOA have not announced such a policy I think you are off your rockers. Also, old JD at Chase hates, hates, hates all mortgages, other than the ones to his rich friends.
I am not sure if they will come back in to FHA. I still believe the regulatory loan cost is a bigger factor. With the crusade now starting up by Ms. Warren and Mr. Sanders I doubt there will be any incentive for these big banks to get back into the full on loan game. Costs exceed loan profit based on my understanding.