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The CFPB is back with a renewed sense of enforcement. There are several areas that they’re looking at, one of them being Appraisal Waivers. They don’t like them and they’ve let the GSE’s know so. So, with that in mind, you may be seeing fewer appraisal waivers going forward. There’s other things that they’re going to be focusing on that are very important for all lenders to be concerned about. The primary thing to look at if you’re a lender is your HMDA data. Racial equality is THE MAIN FOCUS of the new administration!

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