Are We More Free Act Slams Dodd-Frank

09/24/2015
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There is a new Act looking at Dodd-Frank 5 years later that has determined that it’s a complete failure.  No surprise.

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15 thoughts on “Are We More Free Act Slams Dodd-Frank”

  1. I don't necessarily agree with that D-F hurts the middle and lower class. The upper class were the ones that took advantage of the Stated Income programs the most and they are obviously gone. But the one class of people that absolutely got hurt the most is the loan originators because we went from the upper class to now being the lower class. The ironic part of it is I researched and found that not one single bad loan written was done by a loan officer. Turns out 100% of the bad loans were approved by an underwriter. However, u/w's are making more money than ever and do not have any rules or regulations imposed on them. How about that for justice?

  2. I don't necessarily agree with that D-F hurts the middle and lower class. The upper class were the ones that took advantage of the Stated Income programs the most and they are obviously gone. But the one class of people that absolutely got hurt the most is the loan originators because we went from the upper class to now being the lower class. The ironic part of it is I researched and found that not one single bad loan written was done by a loan officer. Turns out 100% of the bad loans were approved by an underwriter. However, u/w's are making more money than ever and do not have any rules or regulations imposed on them. How about that for justice?

  3. Robert Laird says:

    HEY! The Community Reinvestment Act of 1977 and Acorn forced the banks and lenders to approve loans for those that were not qualified. Let's not forget that! Shame on you Mr. Greenspan!

  4. Robert Laird says:

    HEY! The Community Reinvestment Act of 1977 and Acorn forced the banks and lenders to approve loans for those that were not qualified. Let's not forget that! Shame on you Mr. Greenspan!

  5. Dora Griffin says:

    Yep, Frank has it right. Congress is doing nothing about anything important to consumers. They are too busy with benghazi -gate, email-gate and shutting down the government over debt they voted for and now don't want to pay.

  6. Dora Griffin says:

    Yep, Frank has it right. Congress is doing nothing about anything important to consumers. They are too busy with benghazi -gate, email-gate and shutting down the government over debt they voted for and now don't want to pay.

  7. Bernie says:

    Great show guys. I watched the Pope this morning and being a devout American Irish Catholic person even the Pope does not understand that in many parts of this country we are in dire straits. California is a prime example of this. He saw all the beauty of our Capital but what he did not see are places like skid row in Los Angeles, Washington D.C. itself, Sacramento, San Diego, Chicago, Detroit, and many many others where American citizens, Veterans, elderly dying on the streets of America. Kids are now showing up on skid rows across this country. Our government is so out of touch with just how bad things have gotten and yet those of us who live near or around these areas deal with it daily. Your show makes excellent points that they once again talk about an issue affecting millions of Americans but our government is failing to act and make things better for Americans from the poorest of the poor to the middle class. it is really very sad….How can we help other Nations when we only have a 62.6% participation rate in the work force, lowest since Carter era. More people on food stamps now than ever in the history of the food stamps program……We need some huge changes in this State and the Federal government to turn things around.

  8. Marco Rubio mentioned in the 1st debate that he wants to repeal Dodd Frank.

  9. Marco Rubio mentioned in the 1st debate that he wants to repeal Dodd Frank.

  10. Steve Jordan says:

    You're kidding, right?

  11. Steve Jordan says:

    You're kidding, right?

  12. The problem is the rising power of an already all-powerful government, which has taken over so much of the private sector that growth becomes not just a challenge but nearly prohibitively difficult. Our elected officials are more wedded to their own benefits than to those they purportedly represent. This is not a Republican/Democrat thing, it is rather the elites vs. the people, a recipe for disaster. Down with Dodd-Frank.

  13. The problem is the rising power of an already all-powerful government, which has taken over so much of the private sector that growth becomes not just a challenge but nearly prohibitively difficult. Our elected officials are more wedded to their own benefits than to those they purportedly represent. This is not a Republican/Democrat thing, it is rather the elites vs. the people, a recipe for disaster. Down with Dodd-Frank.

  14. Norm Ottley says:

    Dodd-Frank is a complete failure. Take the latest escapade of TRID. Did they even bother to check to see IF it was worth doing? What % of the loans were overcharged? Maybe .1 of 1% and most of them were client misunderstandings or the client couldn't understand it even if given 3 years. So they proceeded to change everything anyway when it could have been easily solved by using Calyx fee details sheet (1 simple page) and IF really needed, just add a 3 day rescission to purchases and investor loans. But NOOOOOO, they fixed it real good! If it's not broke, the government will fix it until it is.

  15. Norm Ottley says:

    Dodd-Frank is a complete failure. Take the latest escapade of TRID. Did they even bother to check to see IF it was worth doing? What % of the loans were overcharged? Maybe .1 of 1% and most of them were client misunderstandings or the client couldn't understand it even if given 3 years. So they proceeded to change everything anyway when it could have been easily solved by using Calyx fee details sheet (1 simple page) and IF really needed, just add a 3 day rescission to purchases and investor loans. But NOOOOOO, they fixed it real good! If it's not broke, the government will fix it until it is.

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