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New LLPA’s are going into effect on April 1 (which means they are already being priced in with most lenders) for 2nd homes and investment properties. This from Fannie Mae in a effort to keep the percentage of these property types to a minimum in their portfolio. This could mean significantly higher rates for these property types immediately so get those deals locked if you’ve got them! Also the CFPB officially has more ammo to unleash on mortgage companies regarding lending equality, so please hear what we’re saying and act accordingly!

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