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Is it just us? Or does anyone else feel like the $15k tax credit for first time home buyers misses the mark right now? Certainly we need to bridge the home ownership gap for minorities, that’s a given. But right now, the real problem we’re facing is clearly, at least to us anyway, that there’s no affordable housing for anyone to buy, including our minority citizens. No? Are we crazy over here? Let us know what you think below in the comments.

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