The Romney Housing Policy
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May 31, 2013
June 5-6, 2013
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A vote for Obama does equal a vote for more socialism and possibly even worst once he gets this Obama care into full effect. Personally I believe having a businessman instead of a life long politician in the puppet seat will at least slow our drift toward socialist communist America. My vote is for the Romney/Ryan ticket since we can’t just fire them all which is what I’d really like to do. I mean think of it. There are only 576 or so elected officials who we all agree suck and governing our country. Get rid of them all together with interim leaders who will put the people first not their special interests. When the leaders fail to lead the people have to lead the leaders. Power corrupts and absolute power corrupts absolutely. We have an absolutely corrupt government in my opinion but too many sheeple who in essence have become the useful idiots who listen to the lemming left wing press who sells our country down the river daily.
This is very true. Housing will come back when people have jobs. I have never understood how our government allowed so many jobs to go to China and then turn around and import all of their products. I know that our government may have little to do with the jobs being moved to China, but they have much to do with allowing all of the imports from China. How many of our products does China import? Very Little! I have studied this for years and have never found an answer. I think it is because of the huge loan debt that we owe them.
No, Romney may not be the best answer to our problems. But he is the best choice we have at this time. We have seen what Obama can do, which is nothing but make things worse. So let’s give the new man a chance. I believe it to be our last chance! 4 more years of Obama and this country as we love and remember it is all over.
And for Les who talks about all of the ignorant people who identify themselves as Republicans. What about all of the ignorant people who will vote for Obama no matter what he does to their country or to them personally?
Please publish your poll results on MSNBC !
Anyone at least willing to admit having 99% of the market supported by the government is dangerous, and that creating or removing policy to encourage the participation of private lenders to jump into the market responsibly is a huge win over the socialist approach. Enact this and start charging the banks for the massive reserves they hold at the Fed and we open the dam so the stimulus from the Fed will finally gain traction and increase the velocity of money, or we can stick with another 4 years of the half completed initiatives that are keeping businesses guessing and on the sidelines. Lack of Clarity and support for positive growth, along with the job situation is the problem. There is more than enough stimulus, the politicians either get to work or get out of the way as the Fed cannot do it all on their own….
I think Romney / Ryan isn’t releasing any details because the Obama media ( just about every major network) would spin and contourt fact and publish headlines like, “Romney wants people to foreclose. ~or~ Paul Ryan advocates you losing your home.” I follow this election pretty close and I’ve seen it done time and time again. And when those headlines hit the papers, the damage is done. I think it better to be vage when fighting a monster like this. This election is more about Ideals than it is about promises. Obama is Socialist and Romney is a Capitalist. It’s your choice. I’ve made mine.
You hit the nail on the head- A vote for Obama= Socialism, A vote for Romney= Capitalism. We need to get more people off of socialized programs than on them! When there are more “takers” in society than there are “contributors” we are in grave trouble… We are dangerously close to this now. I believe in and love America. We need to restore our Country with a President that also believes in and loves it! My vote is for Romney!
Seriously?! “They’re not going to say anything other than rhetoric, because the other guy’s ‘government-owned media’ will distort all the facts?!” According to your logic, he should not say ANYTHING about ANYTHING, right? Do you people really think that “the liberals own all the media”? You just might win for the dumbest remark ever.
Sadly neither Obama or Romney thrills me. Especially when it comes to housing policy.
need to add GARY JOHNSON as a choice in the poll
It’s generally the perogative of any challenger to not provide specific proposals for their plans, and instead attack the incumbent on his failure to provide solutions to the problem. If you look at most previous Presidential elections where there is an incumbent running again, the challenger rarely provides specifics.
Plus, Congress has to create the legislation in any event, so a President has no power to invoke his will until he gets them on his side.
I don’t fault Romney for not providing specifics on the housing crisis any more that I fault Obama for not being specific on how he is going to create more jobs.
Romney may not be the answer but Obama is clearly harming our industry as well as the housing recovery! (Take it from a registered Democrat who voted passionately for Obama in ’08.)
What have we learned in four years? O’bama is not really Irish. He likes to run for president more than doing the job. Big Gov does not work and neither does a large percentage of the population under it. Good intentions do not replace a good track record. Lawyers make lousy presidents. Thank you
It’s a shame how many truly ignorant people identify themselves as Republicans today.
That souds divisive, where did you learn that? Try to elaborate to actually make a point.
The answer is always in the details….where are the details??? Balance in regulations as with everything is the answer, going to extremes just causes more problems….have we learned nothing???
The housing will come back for real when there are people who have jobs. How do we get more jobs? It is not by re inflating the housing bubble and the stock market bubble with more money printing and the govt buying mortgage backed securities with borrowed or money printed out of thin air. Have we not learned anything? It is buy bringing back manufacturing and opening up oil drilling and yes getting rid of Dodd Frank and job killing Obamacare would be a great beginning. Keeping the Bush tax cuts. There are much more serious things at stake here with the Obama regime at the helm than the housing market. He must go or we are done. Please anyone who is thinking of voting for Obama go see the film 2016. This will show you his pro muslim world view and plans for the country and the world as we will no longer be a super power. Just another country like Greece. do you know tht he just gave 1.5 billion tax dollars to the Muslim Brotherhood and invited them to the white house?? God help us
Just looked at the Poll Results and WOW!! I love my Industry even more now!
Details are never offered in the context of a political campaign for three very good reasons: Most of the voters would never read the details, leaving it to the media to spin those details beyond all recognition; only a tiny fraction of the voters would be capable of reasonably understanding the details if they did read them; and details provide ammunition to your opponent – taking a few details out of context of the full plan to paint a highly negative picture. Sound familiar?
I am not a racist, so I am not going to vote for our president because he is black. Sorry. He has to do better and I haven’t seen the better.
I did see that he opened his relection campaign by endorsing gay marriage. If I were gay, I would be offended that he thinks such a palor trick to open an election would work. What did he do to support that position in the 3 years prior? Nothing? Did he have an ephiphany?
I run a business in California, we are a heavily burdened state and we just don’t have any more to give. The handouts have to stop and people need to face reality.
We really need change now. The last change of gas rising from around $1.84 to over $4.00 is enough change for this president.
I am done.
Really? Gas was $1.84 in CA when Bush left office? I had no idea. Huh…I guess Obama starting a war in Iraq and Afghanistan was pretty stupid of him. Hey! Remember when Obama sent Colin Powell to the UN to try to get them on board?!
it’s amazing how the Obama administration, the Romney campaign, Congress, the Senate are so out of touch with waht actually occurs in reality…..
Even NAR cannot show them what the fix is…
neither party has a clue, get a group of 12 REALTORS and 12 mortgage professionals in a room and before lunch, we would have the solution….if only we could have our elected officials actually listen rather than posture for political support…
there is a cure….
Gas was up to $4/gallon in June of 2008, but dropped to $1.84/gallon January 9, 2009. Here are two sources for the info: http://www.factcheck.org/2011/03/is-obama-to-blame-for-4-gasoline/ and for a historical chart: http://gasbuddy.com/gb_retail_price_chart.aspx. Spike in 2008, but a steady rise from inauguration to present. Time to end the incompetence and elect someone with business sense.
Obamas trickle down government has produced exactly……..what?
PLEASE get a hold of Romney & maybe propose being ADVISERS!!!! He desperately needs clarity to look connected & be his best!!!!!! Otherwise it may be 4 more years of Obama who can’t do math & rarely talks about JOBS & his followers half the time don’t even seem to notice, & then they wonder WHY they no jobs & we all have a failing economy still headed towards the GREATEST DEPRESSION.
I am tired of listening to the OBAMA talk and think of his record on the economy.. $1.84 when he took office and now $4.00 a gallon. His energy policy is to curtail gas, oil and coal and give us alternative energy. All at a cost of increased prices ?? Who wants to pay $8.00 a gallon if he stays in office. Hell my oil heat went from 70 cents a gallon to $4.33 a gallon – we use a minimum of 100 gallons a month. I am tired of a President who does not have a energy policy of gradual transition from the basic to alternative. Can’t afford to live in my home anymore as utilities are a major cost.
please show me your source for $1.84 gas in 2008 ?
http://money.cnn.com/2008/12/14/news/economy/gas/index.htm
Business generates all prosperity. The opportunity to start and run a business ensures the Pursuit of Liberty, competition, innovation, and is what made the United States great. This administrations legislation has suffocated opportunity, and specifically small business, affecting competition and prosperity – for everyone. It was hastily and carelessly drafted and pushed through. Legislation that takes away your right to pursue liberty is worse than no legislation at all. It is not the Governments responsibility to re-distribute wealth, only to protect the right to pursue liberty so every person has the same opportunity. Under this administration and under the guise of consumer protection, starting with GFE 2010, little by little your hands have been tied, while big banks are exempt or have an easy work-around, offering no benefit to the consumer, just fewer choices. The CFPB now has the power to decide which companies will succeed and which will fail. These are the big issues, not a monthly $20 contraception bill. If you fail to see this, you are not looking, their plan is working, and you deserve what you get in the next election.
Nicely put. Another 4 years of this guy will end us up as a 3rd world country.
I don’t like all the aspects of Dodd-Frank, but, I’m FAR from a one-issue voter. Obama has my vote, because I respect women, respect gays, think that religion should stay out of my Government, don’t believe in trickle-down bullshit, etc.
You Liberals all think that Romney hates women, beats up gays, wants dirty air and water… Wake up and take a look around. Fill up your car with gas if you can afford it! You probably dont have kids since you are gay, so you would not care about their future anyway. How about almost doubling the debt in 4 years! Oh well as long as the women get condems and gays get married, all is well!
Wow. Did you just call someone gay and childless because they respect others? Wow. And PS, Women don’t usually “get” condoms. It’s not an “entitlement”. Sheesh. Thanks for the giggle.
The last 4 years have been governed by someone who is not even an US Citizen. Impeach his and all legislation is void. Clean house by getting rid og all incumbent congressman. Change the term they serve to 6 years and no monthly salary after their term expires(including health care). This will save billions! Next, sue every bank and their AMC’s for failure to comply with the crappy HVCC (there is always a clause that exempts the banks so that their pockets are not hurt). Fair and just compensation for the appraiser – local banks are only paying $225 while the market is 350 to 400. Why havent appraisers been able to increase their report fee? Its taking longer to complete an appraisal report and then to have to deal with the AMC’s list of ignorant demands that a comp didnt meet the air volume criteria. How about appraisal reports being “reviewed” by a person that is not even licensed as an appraiser!
CFPB – how about you follow your own policies and actually get the person in charge approved by congress! If you cant follow your own rules why do I have to follow?
Frank Dodd, HVCC, CFPB, FRB, and the current administration doesnt pass the stink test.
How would getting rid of the mortgage interest deduction help the housing industry? Because if someone can explain that to me I will vote for Romney.
Go ahead and stay the course with our deceiving con man of a pres who’s foremost desire is to bring our country down to unprecedented levels and cause folks to become even more dependent on govt. Go see 2016 Obama’s America for hard facts, much of it in O’s own words from his own book. I’d take Kermit the Frog over Obummer anyday. God help America.
Jeff:
Romney’s NOT in favor of getting rid of the MID.
Just out of curiosity, when you wanted to buy a home, was the mortgage interest deduction evem a consideration?
Any vote for the Libertarian Party means a vote for Obama. Get real! You don’t have any chance and you’re only going to get the same President that is doing NOTHING for us in the housing industry – for another 4 years.
There is no question that the mortgage industry will do much better under a Romney-Ryan administration. The Democrats will screw-up anything & Frank-Dodd does just that. Speaking of gay Frank, he is more responsible for the Mortgage Meltdown than anyother 1 person. Recall Frank on Bill O’Reilly???
Nicely put, That butt pirate Barney Frank HAS already screwed our industry. Along with Andrew Cumio with HVCC where he is making tons of money with ownership of many AMC’s with legislation he helped pass while blowing and sucking butt pirate Frank and Dodd.
What about Obama??? He hasn’t done anything…he said he would do! We gave him a chance and he had NO experience. At least Mitt has experience!
Romney recently met with mortgage leaders. I was very impressed he took the time and listened. Way more than others have done….
I don’t think any politician is going to be able to fix the Real Estate crisis until the underlying problems are solved. Namely jobs. With that in mind, I would support the Romney/Ryan team over Obama because all Obama has done is pay lip service to the problems but has been unable to complete anything he started except for his unpopular Obamacare Health Care plan. Otherwise he has shown his absolute hatered for business concerns in this country. He has done nothing to fix the Real Estate crisis, he has in fact stifled the recovery by over-regulating the industry. Without Jobs people can’t get loans. Even if they have a job if they have a ding or lack of longevity on the job, they can’t get a loan. Even if they are good credit risks underwriting standards are such that they look for excuses not to lend, and finally we have over-regulation of appraisers so they are low balling the heck out of values because the lending standard will not allow for adjustments. I don’t see an easy fix not matter what happens in November but I still say someone who is business minded is a better risk than one who wants to control every aspect of our lives. I vote Romney/Ryan.
Well said Sandra!!
Sandra, So true! It is clearly evident he, his policies and the CFPB have an adversarial position against business. Even NMLS indicates you can ‘apply’ for renewal of your license, government telling business how it must run when government runs itself further in the red…
Very good and to the point.
It doesn’t matter to appraisers. We have been forced to work for half our fees for years now. I for one will never raise another American flag. This is not the country our forefathers died for. All I see is more BS from the both. Neither will help appraisers. I am tired of waiting for the government to do the right thing. I an ready to start suing the FRB and the AMCs for the biggest government sponsored/approved rip of of the century.
What ever Romney has planned to revitalize the housing economy, and I agree that so far we are “light” on specifics, will be better than what is happening now.
Housing will only recover when there are more willing and able buyers. JOBS. The unemployment that plagues us now will only be remedied when EMPLOYERS can be assurd of the costs that will accrue to them when hiring.
HVCC was a result of Fannie/Freddie “negotiations” with Democrat, Andrew Cuomo, then Attorney General of NY and now Governor of NY – Andrew Cuomo has ties back to AMCs (either in management or ownership of an AMC, cannot readily recall). As for the current state of the lending/real estate/appraisal market, it will not improve until the JOB market improves. Given the circumstances of 2012, I put more trust in a business man than an attorney. If there’s to be a rollback of the ACA, then HVCC, DFA, and CFPB can also be on the table. I fly Benjamin Franklin’s “Join, or Die” cartoon flag. 1775, Bejamin Franklin on the suggestion that the rattlesnake was a good symbol for the American spirit: “I recollected that her eye excelled in brightness, that of any other animal, and that she has no eye-lids—She may therefore be esteemed an emblem of vigilance.—She never begins an attack, nor, when once engaged, ever surrenders: She is therefore an emblem of magnanimity and true courage.—As if anxious to prevent all pretensions of quarreling with her, the weapons with which nature has furnished her, she conceals in the roof of her mouth, so that, to those who are unacquainted with her, she appears to be a most defenseless animal; and even when those weapons are shewn and extended for her defense, they appear weak and contemptible; but their wounds however small, are decisive and fatal:—Conscious of this, she never wounds till she has generously given notice, even to her enemy, and cautioned him against the danger of stepping on her.—Was I wrong, Sir, in thinking this a strong picture of the temper and conduct of America?” Now is certainly not the time to convert from rattlesnake to doormat.
Stop talking and start doing! Remember….Evil ONLY persists when and where good men do nothing. There are all too many talking and complaining and very few doing anything.
How can appraisers complain about being “forced to do the work for half the pay” under DoddFrank? You aren’t forced to do anything. Quite frankly (no pun intended)if you’re doing the work for half the pay then maybe half the pay is all it’s worth. Supply and demand, remember?
My my Carlos, You don’t understand what HVCC/AI did to professional, licenced appraisers who spent years building a business? You should find out before it happens to you!
Dodd-Frank policies MUST GO! 46 straight months of unemployment over 8% – gotta go! If you want to do better, you gotta do different. Yes, definitely time for a change.
Keep some of the Dodd-Frank consumer protection provisions and bring back Glass–Steagall. Responsible lending, consumers, and most important, responsible financial institutions.
Don’t any of you people realize THERE IS AN ALTERNATIVE! The only party that has real answers and solutions to solve this mess is the Libertarian Party! Chck out lp.org and vote for Gary Johnson and Judge Gray in this election. As long as you keep voting Republican or Democrat, nothing will get fixed, regardless of which one gets in office.
Yeah right. Another stupid comment. Gary Johnson and Judge Gray DO NOT STAND A CHANCE. Voting for them is THROWING YOUR VOTE AWAY! If you want another 4 years of dictator Oboma then vote Libertarian. If you are serious about getting rid of Obama… then do the correct thing and vote for Romney.
Romney can say anything today just to get elected (and so will Obabma). If there was meaningful legislation that would help the foreclosure mess why is it only rhetoric coming out of their mouths. They are intelligent people they know what they are saying. We as Americans like to think the other side is crazy. They are not. Both sides know exactly what they are saying and not saying. All I am saying is that they can say anything today. Tomorrow they will do very little because they are not going to spend political capital except for guns, abortion and entitlements.
Romney unfortunately cannot say exactly what he will do at this point because Obama and his buddies will so their best to demonize it and use it against him. And then remember…. once elected he still will have to deal with the liberal democrats in the senate.
Easy there Sparky! Obama has had the chance and failed miserably. Romney has not had the chance yet?
Hi Frank & Brian, here’s my advice I received from my AA Sponsor: it doesn’t matter what I think, it doesn’t matter what I say, the only thing that matters is what I DO!!! Perhaps Romney needs to get his butt to AA so he can learn some rules for living life!!! Seriously!!!
Very nice sponsor you have Patty. Sounds like something my sponsor would say too.
He has some rules and they are greater than anything AA can come up with. Just look at what he has done in his life! He has done more in one lifetime than any of you AA people have done in all your lifetimes put together. Maybe you need to look at the rules that have guided him all his life BEFORE you pass judgement.
“…any of you AA people have done in your lifetimes put together?” Look who’s passing judgement. What a terrible thing to say! They’re probably the 47% that don’t pay taxes too, huh…. SO. Where are these rules that have guided him all of his life? Is there are book? What chapter is “tie your dog to your roof while traveling” in? just sayin.
im sure most of you have seen the Warren Buffet philosphy rolling around on HOW to get RID of all the career politicians, and that all of them do exactly what were being told we have to do! pay into SS, use our Health Plan, NO retirement but what they’ve contributed, shorter terms! the list goes on an on!!
Would you rather be calling and lobbying ELECTED or UN-ELECTED people in Washington?? Reducing the power of elected politicians does NOT remove that power…it transfers to the un-elected!! That’s right, MORE power in bureaucrats hands, i.e. HUD, CFPB, etc. So be careful what you wish for! I know career politicians can be bad, but the alternative is worse. Really, drop the term-limit campaign. It only serves the BLOB of bureaucrats that really cause the trouble. We need smart, powerful ELECTED people in office whom we can call/lobby. It’s the worst system in the world…except that there are none better!
Expectations of either candidate providing anything more than what Romney/Ryan have provided should be limited at best. I think both recognize that high level call outs during an election cycle limits bifurcated criticism from the opposing candidate, not unlike the current POTUS. However, it’s jobs and then again it jobs and more jobs that will steer towards a real housing recovery in addition to repealing Dodd/Frank and legislating more thoughtful and less ambiguous regulatory reform. Not everything within Dodd/Frank is bad for housing but at the same time, due to the size and scope of the legislation it has created to much regulatory uncertainty. Lastly, we have such distinct differences in the way each party wants to govern, we probably will see limited if not any change in this regard until after the election. Regardless of who wins the POTUS vote, it will still be up to who has control of control before any meaningful changes begin to become self evident. We failed as citizens when we only turned over 1 house of congress. That’s the reason we are at a standstill. Not that Obama could have shifted closer to the center mind you, as Clinton did. I believe he is too ideologically rigid to move meaningfully toward the middle. Cheers
sorry for the typo…..who has control of congress before…..
Clear choice…
If you like Dodd-Frank vote for Obama
If you don’t like Dodd-Frank vote for Romney
I have to agree with John I don’t like Dodd Frank so I am not going to vote for Obama. I do know some of what Romney has accomplished in the business world and its impressive. I understand Bain Capital how it works and think very practical decisions were made by that company. I am a real estate broker for over 30 years in Calif. There is one other important issue. Does anyone like the moral values of Calif? Do we know our neighbors? I don’t like the where we’re headed as a state and as a country. Oh, I don’t like our new flag
either!!
No one is to blame for the moral values of California than Californians! If you don’t know your neighbors then shame on you. If you don’t like where the state is going (in the sewer and I don’t) then get off your butt, and do everthing you can to change things. Evil only exists when good men to nothing!
If the GOP felt so strongly about a housing recovery they would have forced Edward DeMarco over at FHFA out of his position along time ago.
He’s the little pisher refusing to do principal reductions on loans owned by Fannie and Freddie which every economist has said would significantly stem the tide of foreclosures.
And seriously Romney is “better for housing” in your poll? This guy won’t even say if he will eliminate the mortgage intererst deduction, don’t you think that MIGHT have an impact on the industry if it is eliminated?
To quote from a very famous movie “Can’t you understand what’s happening here? Don’t you see what’s happening? Potter isn’t selling. Potter’s buying! And why? Because we’re panicky and he’s not. That’s why. He’s picking up some bargains.”
Principal reductions are wrong and would not solve anything, and would likely exacerbate the problem. You can always send your money to someone underwater.
Yeah…let’s reward those who lied about their income, etc., and purchased their McMansions with stated income loans. NOT! And while we are at it let’s really screw those RESPONSIBE borrowers who didn’t lie about their income, purchased modest homes they could actually afford and didn’t strip the equity from their homes with cash out refis. As far as the “home interest deduction”… it is a joke and always has been. Let’s make the tax code fair and HONEST with a flat tax, say 10%, that everyone pays no matter how much you earn, and eliminate ALL deductions. Now we would have a fair income tax where no one paid nothing and the top 5% paid 50% of all income tax. The only ones not paying “their fair share” in this country are the 49% who pay no income tax at all!
I agree with the comment that the rates will stay lower longer with Obama’s failed policies and I have made more money because of them but Romney is better for the financial health of our country and the America we leave to our children.
Also agree with term limits for all politicians, no more career politicians! This is the change we should demand!
I AGREE- we need term limits for all politicians.
It might make them think a little more conscientiously about policy endorsement & enforcement knowing they’ll really have to work shoulder to shoulder again with those that have been impacted by the ‘un-intended consequences’ of their tactics.
Any candidate who will repeal dodd-frank should be the housing industry’s choice. EVERYONE who is left in this industry should vote for Romney. Repealing Dodd-Frank will help the markets tremendously. Romney is the only man who will do this! Anyone in the housing industry who wants a normal market would be crazy to vote for anyone but Romney
I think the Republicans get up earlier than the Democrats.
If the election goes the way the polls are predicting I’ve heard that the market seems to be telling us that the recovery will not be nearly as robust as it might be otherwise. If that is true then that is really not so good for the country. However, in looking for the silver lining, if Obama is reelected mortgage interest rates will be lower for a longer period to accomodate a slower recovery.
WOW11 I think you are right on the money. I didn’t think we were voting for a talk show celebrity. Maybe he doesn’t like his wife getting all the attention. However, I believe he has a bigger responsibility to all of America then being liked. Doing the right thing is not always the popular thing.
Fact- they are all politicians- they are all “good people with the best intentions but they get sucked into this “career” as a politician and have to play the game.
I don’t understand people who dislike people who make something of themselves? Don’t hate the Entrepreneur because he has money- that’s reverse discrimination which is no better than discrimination in general. Weren’t we all taught to do our best, study hard, find something you love and be somebody?
Fact: They make up rules to benefit them to be life long politicians- there needs to be a uprising against big government- we shouldn’t be arguing over Romney or Obama we should be joining forces and insisting that they change the rules to our favor- our meaning ALL classes- ALL AMERICANS including them! Fighting against one another gives them the power which is what they want.
Fact: They should be serving a term or two and them returning to the private sector. That’s the way it was supposed to be. They should not get their own rules. If you join the military you don’t get retirement and life long health benefits unless you have served your 20 years-earned a pension. Over 50% of Americans don’t have the luxury of a pension.
Its hard to stay objective when you are including yourselves. But if you knew your service was temporary you would be more apt to make sure the private sector was kept in good shape.
GET Rid of Dodd Frank For sure!!! The candidates NEVER give any specifics on how they would do it…
Just a lot of lip service that they will change it!
Here is what I say… FIRE ALL OF THE INCUMBANTS EVERY LAST ONE OF THEM.
I DON’T CARE HOW LONG THEY HAVE BEEN THERE, JUST FIRE THEM AND FIRE THEM NOW! MOST OF THEM WENT IN WITH INTO OFFICE WITH VERY LITTLE IN THEIR POCKETS AND THEY ARE ALL MILLIONAIRS NOW.
They are not there for us, they are there for themselves and we need TO FIRE THEM ALL AND CONTINUE DOING THAT UNTIL THEY GET THE MESSAGE THAT WAS IN OUR CONSTITUTION “OF THE PEOPLE, BY THE PEOPLE” AND HERE IS THE BIG ONE “FOR THE PEOPLE”! Not for themselves!
I second that Craig- we were ranting at the same time!
Brilliant idea. Then the career bureaucrats will be in power…and THEY wont take your calls! I know it sucks but the alternative is worse. Instead of firing all of them, find the good ones, and support them. I know, hard to find any, yada yada yada. We’ve scared good people out of politics by the excrutiating personal inspections done to them. So now all you have is kooks, and amateurs brave enough to put their name on a ballot. But really, have you ever been to the HUD office in DC? I have! A sea of blobs in cubicles–hiding until they can draw their pension.
Speaking as a Broker. Thanks to Obama, competition has gone away and I am earning more income than ever before. Thank you Obama.
It is apparent that reducing competition for consumers has been the goal of this administrations policies and legislation. Brokers must work much harder because of the new red tape and as was said earlier, LO’s at banks get paid less while the banks profit more, consumers still loose, banks still win.
MUST BE GREEDY LOAN OFFICERS VOTING…..LET THE INVESTORS COME IN AND RENT THOSE PROPERTIES OUT……THAT WAY THE PEOPLE WITH THE MONEY wins AGAIN!!! AS AN APPRAISER I’M SICK OF INVESTORS…greed is what got us where we are today!!!!think!!!!!!!
The Dodd Frank bill now caps Loan Officers pay. They make about a $1,000.00 per loan. The money now goes to the “House” or Mortgage company. So the consumer is still paying but not to the Loan Officers.
Investors are helping to stabilize house prices and the housing market by helping to absorb the number of properties (and avoiding a flooded market).
Do you propose that not having means is better than having means? People having money to invest should be a goal for everyone not planning to live off their neighbors. For you it would mean being able to rely on yourself and not for a hand out. Since when is having money to invest = GREED? It’s a upside down crazy world we live in today where people who save and invest are considered GREEDY. NO they are SMART, WORKING, SAVING, INVESTING PEOPLE. When I mull over your words, the word “MEATHEAD” comes to mind.
You are right – the Dodd Frank act is limiting our pay and it gives the consumer fewer choices relative to how the deal can be structured. I disagree that we should be letting investors buy so many homes – we need to try to allow as many owner-occupants as possible buy these homes; until there is a much better ratio of O/O buying as opposed to investors, the housing market will not recover.
Many think that you have a choice between the “lesser of two evils” and that will make a difference for “the American Dream” moving forward. It won’t. Anyone who has their eyes open to the fiscal catatrophe the R ($8.3 trillion of debt under Bush alone in 8 years) and D ($5.3 trillion of debt in just 4 years) have given us, are purposefully distracted by the media’s arguing of left versus right issues when the man behind the curtain is laughing at the ignorance of how easily the crowd is controlled.
But there are some smart people out there (the one’s who use the internet for their news) and if Brian and Frank would have put up a 3rd choice for President (none of the above; we deserve better), that category would have won.
Look, you have a Financial reform bill written by Dodd who was part of the repeal of Glass-Steagal and Frank who said in 2003 that Fannie and Freddie are fine and wont need to be bailed out. Now we’re supposed to trust them? Why didn’t they write anything into the bill about the over $4 trillion of sub-investment grade derivatives coming due in the next 5 years, more than at the height of the financial crisis? The J.P. Morgan $5 billion trade blamed on a “whale” was a cover-up for the fact that there was no counterparty to their trade….but themselves. J.P. Morgan has over $2 trillion of these sub-investment grade derivatives coming due soon, more than their companies entire market cap. When you play with fire you get burned. Unfortunately, because of the Fed bailing out their favored sons, it is We the People, erm, Serfs who will get burned. We the Serfs is the name of my forthcoming book. I’m just one person trying to right the ship.
AGREE 110%, i would of liked the catagory of mickie mouse or minnie mouse and they would of won my vote. sorry guys i can’t vote for either.
Everyone needs to understand that the solutions Romney puts forward are thin on details because he will issue every American that votes for him their own set of Angel Maroni Magic Underwear. The special feature of this garment is the ‘bottomless pockets’. You need those to store all the money you’ll get for your share of spiritual ownership of the massive, top heavy , rich-get-richer secret society you will be an instant member of. Cost of joining: your soul and 10% of your gross tithe to the master. Foreclosure? Bankruptcy? LET UM HAPPEN!!We’ll ‘out source’ all the non believers to some third world country. They will all then have jobs. Regulations? WE DON’T NEED NO STINKIN REGULATIONS!! Problem solved. Yeah, vote for Romney. The ‘Trust Me’ candidate
Roadking
Well said – I prefer “trust, but verify” as my lantern into the future.
thank you…these people are nuts…obama 2012!!!!
Hey, when your job is to rent money for a living – what do you expect? I’m betting the 22% voting for Obama are mostly Realtors, the rest loan officers… think about it.
So, let me understand..The 3 most influential politicians for the last 4 years…Susan Pelosi, Mr. Obama and Harry Reid…Susan hails from CA…The state with the 2nd highest deficit in the country (over $90 BILLION), they give out IOU’s to vendors, Mr. Reid hails from Nevada which is a leader in the housing debacle and the President hails from Illinois…which has the highest deficit in the country, over $100 billion in unfunded pension liabilities alone(they can’t pay the small business vendors for 9 months in their own state)and IL has the most corrupt politicians in the country. So these good folks surely know how to run up a deficit…Like Romney or not, isn’t it about time we look at our defiicit from a business perspective? QE3 then G-fee, then more G-fees..really? What is the point…Sounds like we are robbing Peter to pay Paul. Will taxing the rich really solve our problems? People say that Romney can’t relate to the 99%..so Mr. Obama can? As he flies around in his own 747, sits on the couch at the View instead of meeting with UN leaders…Stops by Letterman, ET and any other TV show that will offer…Do we need a celebrity or a President? This election should be a BUSINESS decision, NOT a popularity contest.
Equal time laws permit any candidate equal time on any media – so if Obama is on Leno, Letterman or the View, Romney is invited for the exact same amount of time, and vice versa. As for the 747, well that belongs to us. Romney can rent one if he so chooses – he certainly has the billions to even buy one. But until and unless Romney becomes the PRESIDENT OF THE UNITED STATES OF AMERICA, he can’t ride on OUR plane… sorry.
Susan? Is that Nancy’s sister?
Here is the Realtor Magazine article from both sides of campaigns sharing their housing point of view. Industry read and create an opinion…
http://realtormag.realtor.org/news-and-commentary/feature/article/2012/09/two-visions-come-focus
Have a great day everyone!
I was all ready to cancel my subscription and go back to Mortgage Success Source, but you did a good job of walking that line. Better than you have in the past. Politics is bad for business, yet so many business owner don’t understand that.
Voting for Obama if you are in the housing industry is like a chicken voting for Colonel Sanders.
Romney’s stated housing policy was to let the foreclosure crisis wipe out all the debt overhang – “let them foreclose.” Now there’s a compassionate conservative for you! And there’s money for the banks in that as well!
“We, the People,” is a synonym. Another word for it is “our Government. It means “Us.” Smaller government means smaller us. The plutocrats sell the concept of “smaller us” to make us out of their way and let the “invisible hand” (i.e. Romney-Ryan, Hege Funds, corporate interests, not so invisible really) profitize the common wealth that belongs to all of us. Getting smaller is what they want us to do. In fact, going away would be even better. And the Ron Paul crowd cannot see this.
Dodd-Frank was less than a half measure but we need more not less. The Fed is not the problem. The Randian ideology of Greenspan and Bernanke is the problem. Unfortunately, we have enough slow minded, ill informed and lazy people that “We” are suffering needlessly.
The problem is not in the stars, folks. It is in ourselves. “Man up” and start taking responsibility and don’t let the plutocrats take away what is left of the common wealth.
WELL SAID! I applaud your knowledge of the real problem… people.
The root cause of the housing crisis and this mess we are is as Obama admitted 3 nights ago on CBS during his interview- deregulation. I agree with him 100% but what he didn’t say is Democrats and Clinton in 1998 pushed this -deregulation of Fannie and Freddie threatening banks with investigation from HUD for discrimination if they did not do risky loans. Google Franklin Raines.The Bush administration tried 5 times to pull back Freddie and Fannie form making no doc loans- Dems got pissed and walked out of the hearings.
Robin Hood opposed the over bearing controlling sheriff of Nottingham who was oppressing the people rights and taking their wealth- sound like Obama and his communist mentor Frank Marshall as described in Obama’s 2 books- mention as Frank throughout.
Funny how the left doesn’t want to look back but forward unless they are blaming Bush. By the way if you know history both sides are to blame. The hate from the left isn’t helping anyone.
I agree, both sides are to blame – that only serves to remind us that WE THE PEOPLE must retake control of our government (Congress, who has the power and the purse strings) – NOW.
I couldn’t have said it any better. Debating about which candidate is better than the other is a useless excercise if, in reality, this country has already been reduced to a plutocracy. Let’s face it, ALL politicians respond to their constituents. The trouble is: Today, their constituents are not the voters, they’re the ‘Daddy Warbucks’ who put up the $2 billion necessary to run for Presidents. We’ve got to take private money out of campaigning for office!
The FED is not the problem…LMAO. Bernanke is the fed! Wake up….and Romney did not just say “Let them foreclose”…can you spin that with any ore bias? He was talking about the drawn out process that was hurting homeowners whose intention was to foreclose! Educate yourself before posting please. Smaller government has NEVER meant smaller us….government was “SMALLER” in the 50′s, 60′s, 70′s, 80′s and 90′s…..were we SMALLER? Did we have less power than we have right now? And to say Dodd-Frank was a half measure and that we need more shows you obviously live on Mars as it does NOT protect the consumer, but it DOES protect the banks and help their bottom line. I am guessing you are one of the Realtors that this video was speaking of. Some people will never see through the blinders….
Another stupid liberal comment. Where do you think all the money would come from to bail all foreclosures? YOU the tax payer, that’s where. Each citizen in this bankrupt country already owes $50,000 each on the national debt. Now when 49% pay no income taxes at all then each tax payer really owes $100,000! If you are a family of 4 then you owe $400,000! Are you starting to see the picture? We all make choices in life. Unfortuntely too many make bad choices. Then they want someone else to assume their responsiblility for those bad choices and bail them out. It’s time for all to assume the responsibility for their choices and actions. And that means suffer the consequences. You are suffering for the bad choices either you or others have made. Government caused this problem.
Romney/Ryan’s financial crisis is over. . . oh, wait, they did not have one. They both were born into money. Romney does not have a plan, at least not one he will share because his plan guys is to (a) give grandma a voucher to go shopping for insurance so he can cut medicare and limit SSI for those under 55 all the while giving billionaires a break so they can “create jobs” (b) sell the foreclosures in blocks to move them to investors for pennies (c) take away your mortgage interest deduction for starters. All so he can continue the tax breaks to the wealthy. Robin Hood in reverse explains the Romney ticket. I would not vote for anywone who lies about his taxes the way he does. There is no clarity because either he has no plan, just words to confuse OR he will tell you AFTER he is elected what his plan is. He is a weasel and he will not end Dodd Frank. Dream on, Congress has to do that and they won’t. An earlier post has it right, send the right people to congress and the senate. Limit terms. cut pay to these jackals. There is no perfect answer to the current problem, but putting someone in charge who has no idea whatsoever how to relate 99% of Americans is dead wrong. Putting Romney in the white house is a repeat of Herbert Hoover.
Couldn’t have been better propaganda than if you had been a political hack. Even if it were true that both Romney and Ryan were born into money, that is something to be emulated not derided. Romney is a successful businessman who has created jobs not destroyed them with government regulations, and Ryan has outlined in great detail through his budget plans what his policy solutions are.
The American Dream is homeownership, pulling oneself up by one’s bootstraps, not looking to the government for solutions that rather than being one-size-fits-all are actually one-size-enslaves-all. Besides, government is made up of people, and once they are in power many of those people become corrupt. Who says they have all the answers? Believe me, folks, they don’t.
Out of all the programs under the Obama administration, that have the most promise has been the HARP II. They had the sense to finally not penalize good borrowers who are paying their loans timely but are at LTV’s higher than 150% in some cases. The only problem has been the strict income limits (back end 45%) even though these people are paying.
I have absolutely no faith in Romneys/Ryans plan because there is “no beef” as usual. They love to criticize but have no solutions. Anyone that has $100 million in offshore accounts to avoid taxation is bordering on treason so this what I think of Mr. Romney.
YES!
Wow, there are a lot of mis-informed people out there. No one is perfect and no one every will be. The bottom line is that Obama does not love this country. He does not love the people. He has been overheard telling other governments that he intends to weaken the US and move wealth and power to other countries. I dont care about anything else and neither should any of you. Do you really want a president whose goal is to give our wealth to the rest of the world? I dont! The USA is the most powerful and wealthiest county in the world. The reason for this wealth is because of free business. The more we regulate and control that business the more we hurt out economy. Can anyone say Soviet Union? Come on people wake up!
WHAT??? I don’t know what you’re smoking, Jason, but if you have any left, would you mind mailing me some if I send you my street address?
Jason…Jason…Jason.
Turn off Faux noise, climb down from your sister, walk outside of your trailer home, unhook your mother from the plow, wake up your hound dog (redneck doorbell) and throw them all into your beat up truck with a Confederate flag decal. Go to a public library, if any are still open, and research fascism and fundamentalism. Thanks and have a nice day.
For the 23% that voted for Obama, I’d like to know why? Please tell me how has this adminsitration improved the housing industry in the last 4 years? How are we better off that we were 4 years ago? …And don’t tell me the Obama Administration is pro-consumer and pro-small business. We were told a few years ago that we had to bail out the big banks because they were “too big to fail” and the Obama Administration is in bed with the big banks (You and I know who they are) with the so-called regulation from Dodd-Frank, etc. and created even bigger “banks”. This regulation has eliminated many small mortgage brokers and mortgage companies.
The Obama Administration has basically catagorized all of us loan orignators as “crooks” and personally I take exception to that. No, we don’t know if the Romney plan, whstever it is, is any better, but I’m willing to find out.
Unfortunately,I think most of Americans are looking for handouts from the government and I think Obama will be re-elected.
The point with Romney’s plan is that he admits the existing programs (government intervention) have been costly and to now avail as any kind of a recovery. I don’t think anyone out there will object to the fact that the Dodd-Frank bill is a disaster also.
You can’t run for a public office and just say everything is bad and I am going to eliminate it without putting fear in to the naive public. So one step at a time, get rid of gov. intervention and proceed from there. The private sector will work if they don’t have their hands tied by regulations.
One more thing:
GOVERNMENT IS NOT A BUSINESS – it’s not for profit making nor is it for the benefit of some over others!
Government is the GREAT EQUALIZER – and the Constitution intended it to be dynamic – the framers were some of the most brilliant people to walk this earth but they could never have anticipated the world we live in today. Still, the document is brilliant in that it allows for the people to ultimately control their own destiny – it takes a long, long time to turn a train around and the “government train” is no exception. The government pendulum, in 2008, had swung too far and needed correction – but beware the opposite effect – for it’s equally as bad. The goal here is to get that pendulum under control.
I recall the story of Robin Hood – and when you think about it, that is and always has been an metaphor for “government” – take from the rich and give to the poor. While that is flawed in it’s rawest form, it is really what government is designed to do – to equalize, at least to some degree, without being too heavy handed, the ability of the “people” to not be suppressed by the “Haves”. The recent Supreme Court ruling has nearly trashed that concept, allowing corporations to be people (what?!) and UNLIMITED anonymous donors to campaigns. Insane.
Why government were “fair” the tax rate would be flat and we would all pay the same flat tax – but government is not fair and never has been intended to be fair – it’s the GREAT EQUALIZER – more powerful than any institution – and thus it scares the heck out of banking and insurance industries because they are nearly as powerful and often are MORE powerful than government (see last decade) – the pendulum is now swinging back to the middle – we need to be mindful of it swinging too far, for sure, but it needs to go back to serving ALL of the people, not just the wealthy and more fortunate.
When you get in your 60′s – you get a wake up call. Mine came ‘collect’ and cost me nearly my entire retirement. It’s time for change – and moving forward. If you don’t agree, just wait – you will. It’s a perspective thing…
@ Bob, are you really blaming Republicans for the increase in your health insurance? Wow dude, I definitely wouldn’t choose you to do my loan or sell my house!
Why the need to get snarky about the poster’s ability to write a loan? Health insurance and health care in this country is a disgrace. It has been out of control for years. The issue here is Romney said he would keep parts of “Obamacare” when talking to David Gregory, then later that day said, no he would kill it all after the party got on him, followed by emergency rooms are fine for those without health care this week.
thank you!
Wow, how did you come to THAT conclusion?
I’m not blaming Republicans – I’m blaming GOVERNMENT and if the shoe fits, wear it.
Government does regulate the insurance industry, just not very well – when the CEO’s of health insurance companies are getting $40M+ golden parachutes (just imagine what the underlings are getting as well) – something is out of control.
Here is the deal – some things in life are for the public good – and necessity – and thus should not be for profit. Health insurance is one of those. When I was in my 20′s Blue Cross/Blue Shield was a NOT FOR PROFIT health insurance insurer – they took ALL applicants, no questions. NOW, they are FOR PROFIT and thus the need to cherry pick all applicants – I’m just saying insurance, by it’s very nature, is to spread the losses among the masses – in other words, take all comers and use the actuarial tables for spread the risk. Government plays a role in this because the industry refuses to do so.
Anyone with half a brain knows that if insurance premiums go up 10-20% a year (sound familiar? housing?) at some point it will become a crisis – we’ve reached that level and therefore Government (the GREAT EQUALIZER) must intervene. Love government, or hate it – we must have some entity to make the calls – and we call that Congress. THEY ARE OUT OF CONTROL AS WELL. So it now up to us, the voters, to fix this. That’s all I’m saying – it’s not Republicans or Democrats – it all of them.
Heck- I’d vote for anyone who would end the Fed and end Frank Dodd as those 2 things affect our industry more than anything. I’d also vote for anyone who would hold any of the TBTF or Crony Capitalists, or Banksters accountable. Accountable for say… for holding the tax payer at gunpoint being allowed to leverage with derivatives in the Trillions, at just a few banks… But Ron Paul, isn’t running. But I think it’s slightly more likely to happen with Romney. Because in 4 years it ‘aint happening with Obama.
Romney-Ryan is favored 76% in your poll as the solution to the housing crisis? ARE YOU FRIGGIN’ KIDDING ME?
Have the voters for Romney on this poll been in a coma for the past four years? I used to be a Republican until I woke up one day and realized the pendulum had swung too far when my family health insurance went to $1700/mo – more than my house payment! (5 years prior to 2008, it was $469/mo – hmmm, an out of control industry?) Then I said, well, my house was worth $500K in 2004, then, suddenly it was worth almost $800K in 2007, so it’s just inflation, right? WRONG! It was another industry out of control. Let’s see, banks and insurance companies – other than government, the two institutions in America that have almost all of the money.
Look, politicians are never the solution, it’s US – the people, that can fix this by demanding that the people we elect (and I’m talking CONGRESS here) do their job and represent OUR best interests – not the banking or insurance lobbyists. CONGRESS has been and remains corrupt, both morally and financially – and only WE can fix this by voting out the bums (D or R) and putting in place non-career politicians (translation – TERM LIMITS) that go, do the job we sent them to do (mandate!) and then go the heck back to their previous careers. THE PROBLEM HERE IS CAREER POLITICIANS.
As they say – POWER CORRUPTS – ABSOLUTE POWER CORRUPTS, ABSOLUTELY!
…nuff said.
Well Said!!!!!
Absolutely Right. Everyone needs to get a GRIP (Get rid of Incumbent Politicians), no matter what party they belong to. And then do it again next election, and the election after that. When politics became a career choice in this country, we became doomed. The founding fathers of this country were brilliant, and they worked for a living. Our politicians need to do the same. As does the rest of the country. No where in the constitution does it say I have to support anyone else. It’s hard enough trying to support me and my own.
Would you rather be calling and lobbying ELECTED or UN-ELECTED people in Washington?? Reducing the power of elected politicians does NOT remove that power…it transfers to the un-elected!! That’s right, MORE power in bureaucrats hands, i.e. HUD, CFPB, etc. So be careful what you wish for! I know career politicians can be bad, but the alternative is worse.
Dodd Frank replacement is a great start without details on how to handle the rest of the issues. Ronald Reagan was the one politician who actually did get done most of what he promised in the election cycle. We the people help him, because he had a plan and communicated extremely well with us.
My vote is ALWAYS with the smaller government candidate and I do not stick my head in the sand after they’re sworn in. There’s still sensible consumer protection policy/rules that can be made that don’t go over the cliff like DFA and CFPB. The 2010 GFE is a good thing in that it’s made us accountable to our quoted estimates – when there’s a financial penalty involved for being wrong, that’s incentive to get it right the first time.
The Romney plan “sounds” good. Heck getting rid of Dodd Frank would be wonderful! In reality I am more concerned about who is in congress. Thank God Chris Dodd and Barney Frank are retiring!
Romney is a little light on explaining how he’ll eliminate Dodd Frank or minimize government regulation into our business, I’ll give you that one. But, at least he recognizes that some of our problems come from too much government control, unlike the opponent who currently sits in the oval office and thinks that government is the ONLY answer to everything.
Reviewing Romney’s past, he has always brought in industry experts to help him craft solutions. I think that Romney, unlike Obama, has a business oriented process. Getting the economy to work is the other half of the equation; and if elected, I believe he will tap into the cash businesses are holding to create jobs and investment. Both sides are necessary for us to see a better market. But, for me the tie breaker is how the current administration thinks of us as the problem; and then they bail out the guys who caused the problem! They lost my vote with that one!
If Romney tells us what we need to hear verses what we want to hear, nobody would vote him. We need a manager who will make the tough decisions and Romney is the ONLY choice.
Guys its pure BS to assume that Romney would eliminate the CFPB or get rid if Dodd Frank. Its easy to speak on the campaign trail about all these ideological plans, but once in office, Romney pivots way center if elected. You think he wants to answer to Hillary Clinton how he eliminated the ”protections” put in place for consumers in 2016? No way.
The Republican side of congress is already working on eliminating the Dodd-Frank Fiasco. Romney understands business. Obama has always been on the public dole. He is anti business. Bain Capital financed start up of Staples and Dominoes just to name two. How many jobs did that create. What has Obama ever created? The only industry he has supported was to buy the Union Vote. Re: Hillary Clinton? Who Cares? She will be out of office if Romney is elected.
Romney will reduce taxes, increase jobs, restore stability & confidence in the economy where more families will achieve the American dream of homeownership.
AND,. . . give me a hit of that you are smokin.
I voted for the Romney/Ryan ticket as better for the housing industry. That being said, I do believe that the electorate will need to hold Romney’s feet to the fire in order to see him stick to conservative principles. He has been vague on how he will accomplish most of his goals and I’m not entirely convinced he is a principled conservative. With Romney as president, conservative activism can’t end on election day.
It would be politically foolish for Romney to get specific about reforms. This isn’t to say we should trust his grandiose claims (as every politician makes during a campaign), but any specific reform would be twisted and taken out-of-context and used as ammo for demaagogues to claim Romney will destroy the fragile real estate market (think Paul Ryan throwing g-ma from the cliff with medicare reform). Even amongst informed voters, I doubt that more than 5% really understand the impact of GSE’s and how they affect our market and ecomony.
Look, we have two choices every four years. It’s not hard to find flaws in every politician, but it’s too easy for voters to get cynical. Saying ‘they all suck, I’m not voting’ doesn’t change anything. On balance, our policital system tends to heal itself and helps to lead to a higher standard of living (albeit frustrating slow for most of us), so I tend to ‘plug my nose’ and vote for the guy that will at least bend things in my direction. Claiming to repeal Dodd-Frank should be enough, I don’t need further specifics.
We need to get the regulatory ‘boot off our neck’, and let industry professionals figure out how we get out of this mess. We should be wise enought to know that there’s no magic pill from the federal government – they should stop the bleeding and then get out of the way so the people that acutally know what they’re doing can fix this.
Let’s not forget what the Democratic political machine did to our industry in the past four years. They basically came out and said “You’re all crooks.” But they fixed everything by slashing our income, siding with the banks and made them 20% richer than before the crisis. Romney may not have all the answers but I refuse to vote for the enemy.
Brian & Frank for President!
The best answer IS to NOT vote for ANYONE with either a “D” or an “R” behind their name.
While we may fell this way, I would suggest that you vote for with one you dislike the least. For our industry and out country, it’s clear to me that Romney is the better choice. Even if you don’t like everything he stands for, not voting for either will only secure the win for Obama. That’s bad news for our future.
There is only 1 Clear Choice – Romney/Ryan
You are out of your ever loving mind . . . this is an election based on “class”, and with the Romney-Ryan ticket the middle class will lose big today and tomorrow. Have you thought about just how far those “vouchers for Medicare” will go to buy the seniors of tomorrow adequate health insurance? And don’t kid yourself, Romney does not care about anyone but big business and the super wealthy. Try as he might, he really cannot relate to the average American . . . and more importantly he truly doesn’t care abour the average American. Just listen to his stupid statement regarding the 47% of the American voters that he doesn’t even want to try to capture their vote because he can’t help them. His attitude is sink or swim . . . we all need to be able to swim and given the opportunity to move forward. And if you’re a woman, God help us as Romney will find a new place for us. Romney is a reactionary and dangerous with foreign affairs . . . he reacts first and thinks later. Not the way we need to interact in a global economy.
Double AMEN, Cheryl!
Don’t forgot to mention Romney would like to remove the interest deduction on American peoples taxes. Now if you don’t think that will put a sting in our industry!!! Romney is all talk but has NO solutions. Oh he says he does but he never gives the details. He may as well promise us the moon because he is NOT going to deliver on much of what he says. I will vote for Obama, I will vote for middle class America. Romney is for the rich …he cannot relate to middle class America. Very frightening to think this man might be our next president. Maybe he can have Sarah Palin as Secretary of State since she can see Russia from her window!!!